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A |     The Federal Trade Commission is proposing a new rule that seeks to eliminate junk fees -- those hidden costs that can unexpectedly push up prices consumers pay at checkout.The proposed rule would apply to many industries across the economy, including event tickets, hotels and apartment rentals. If the rule goes into effect, companies that continue to charge these fees could be fined and forced to pay back consumers.The FTC says the far-reaching rule could save consumers “tens of billions of dollars in fees.”“The proposed rule would prohibit corporations from running up the bills with hidden and bogus fees, requiring honest pricing and spurring firms to compete on honesty rather than deception,” FTC Chair Lina Khan said on a call with reporters.The FTC estimates the proposed rule will save consumers more than 50 million hours per year of wasted time spent searching for the total price in live ticketing and short-term lodging alone. This time savings is equivalent to more than $10 billion over the next decade.There will be a 60-day public comment period once the rule is published in the Federal Register.Senior administration officials, however, did not have guidance on when the rule could be finalized and go into effect.The FTC has the authority to move forward with this rule without additional approval from Congress, officials said.As President Biden continues his push of “Bidenomics” and focuses on the everyday costs that hit American pocketbooks, this is another chance for the president to try to appeal to voters about his economic message. He’s repeatedly highlighted his administration's efforts to tackle these junk fees across a number of sectors -- from air travel to health care.Separately, the Consumer Financial Protection Bureau is issuing guidance to large banks and credit unions, prohibiting them from charging customers fees for basic information about their accounts, like checking their bank account balance.The CFPB also released a new report showing its crackdown on bounced check fees has saved consumers nearly $2 billion since 2021.。      南宁8月21日电(韦佳秀)广西桂林市财政局近日介绍,当地以财金联动为抓手,统筹资金守护漓江生态、振兴文旅产业,通过多元金融工具赋能市场主体,多措并举为世界级旅游城市建设注入强劲动能。  据介绍,桂林市财政局健全全域生态保护保障机制,精准聚焦漓江核心流域保护、生态屏障系统治理等领域。2026年以来,全市累计筹措生态领域各类财政资金超12亿元(人民币,下同)。其中,下达漓江流域生态保护专项资金1.53亿元,重点生态功能区转移支付资金10亿元,猫儿山—海洋山生态综合治理项目中央预算内资金5697万元,以全域生态提质夯实绿色发展底色。  与此同时,该局聚焦桂北长征文化资源保护与开发利用、国家文物保护、农村电影公益放映补助及文化惠民演出、文旅营销推广和宣传文化等领域,2026年以来,拨付资金约3000万元,支持一批文化保护与惠民项目落地见效。  依托多元财金融资工具,桂林市财政局放大财政资金杠杆效能,助力文旅企业减负纾困。2026年1月—6月,该局投放“惠企贷”109.06亿元,直接服务3317家市场主体,覆盖民宿经营、文创开发、旅行社服务、文旅特色餐饮等近20类细分文旅业态,通过财政专项贴息为经营主体累计节约融资成本1.12亿元。  桂林市财政局还将全域文旅核心业态、县域特色休闲农业、绿色低碳文旅配套项目纳入政策性担保覆盖范围。2026年上半年,政府性融资担保业务发生额12.65亿元,平均担保费率0.67%,有效缓解文旅企业旺季流动性周转压力大、淡季融资成本高的痛点,持续提升普惠金融服务的覆盖广度与深度。  在此基础上,该局拓宽文旅企业直接融资渠道,指导桂林旅游投资集团主动对接资本市场,获评AA级债券发行主体,协调广西融资担保集团提供增信支持,成功在上海证券交易所发行首笔公司债券2.45亿元,成为桂林市文旅企业发行的首笔债券,有效引进区外低成本资金,进一步支持桂林文旅项目建设。  为打造文旅产业新亮点,加快推动“消费+旅游”深度融合发展,桂林市财政局安排5.83亿元支持桂林世界级旅游城市建设发展;统筹入境游奖补政策资金1.45亿元,重点支持国际航线开辟、境外游客引流宣传、入境服务配套升级,持续拓宽境外游客来源渠道;安排3.67亿元实施文旅焕新行动,支持传统景区业态升级、乡村旅游示范点打造、文旅数字化改造等重点项目,提升“甲天下”品牌旅游目的地品质。

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